Pet Insurance Can Help Cover Costs And Make Life Easier
It is regularly reported that pet insurance can cover the costs of veterinary treatment and that this can make life easier for the pet owner.
In fact, having pet insurance can make all of the difference in some cases, with daunting veterinary costs arising if the owner is not covered in case of an emergency or unforeseen circumstances.
MoneySupermarket.com points to figures released by the RSPCA to back up long held claims of pet insurance meaning life or death for pets in certain situations, drawing attention to results showing a rise in abandoned pets in 2008.
It cites owners struggling to cover the costs associated with veterinary bills as well as food costs which can cause pet owners to abandoning their pets, allowing them to spend money elsewhere.
However, it is not just the RSPCA and MoneySupermarket that are drawing attention to such claims. In December 2008 it was reported by the Times that the financial crisis was leading to an increase in stray dogs as pet owners struggled to make ends meet.
Prior to Christmas it claimed that Battersea Dogs and Cats Home was nearing full capacity for the first time in its history. It seemed that as budgets began to tighten, the most costly features of the household were first to be abandoned. This is now backed up by RSPCA results showing that a 57% rise in abandonment of pets took place in 2008 from the year before.
The Times argued that by taking out pet insurance policies, pet owners would not necessarily be faced with an inability to pay for unexpected veterinary bills.
The recent RSPCA results show that half of pets in the United Kingdom will be faced with veterinary treatment at some point in 2009 and as vets’ costs rise this is becoming worrisome. But not all pet insurance policies are out of people’s price ranges, so by shopping around and finding a policy that not only meets the needs, but also covers the areas required, pet owners will avoid certain unnecessary situations.
Pet insurance is offered by various providers, with varying levels of cover and costs, so owners should always read the small print.
Source: TimesOnline and MoneySupermarket