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18% of Drivers Think They Deliberately Confuse

It is not uncommon to find insurance policies confusing; just like any form of financial transaction, they can be highly complex and encompass a range of different avenues and clauses.

However, a new survey has been released by SwiftCover.com that reveals some surprising feelings held by the British public in regards to car insurance.

Their study showed that 18% of British Drivers, amounting to almost 1 in 5, not only believe that car insurance is confusing, but that they are purposely designed to be so.

A similar number of people also said that they did not bother to check the small print on their car insurance, revealing one of many surprising practices undertaken by the British motorist.

Anyone seeking insurance is regularly encouraged to read the small print of insurance policies, particularly as such issues could make the difference between a good insurance policy that suits their needs, and a bad one that could leave someone out of pocket.

In response to the findings, SwiftCover.com has offered a new online service to help people make sense of policies people look at, with a jargon buster dealing with some difficult-to-interpret words.

As part of their study they asked people what they thought about certain words and found that a lot of people do not understand words or phrases such as ‘material fact’ (information you hand over to the insurer that might affect the policy). Another misunderstood term was ‘fully comprehensive’, with some believing this to mean that they can drive any car, with others thinking anyone could drive their car.

“Some drivers struggle with the terms used in their insurance,” said Tina Shortle of SwiftCover.com, “but it’s vital that they read and understand their insurance policies so they know exactly what they are covered for. SwiftCover.com’s online Jargonbuster makes insurance terms clearer and ensures drivers get the right cover and best value insurance for their needs.

“Car insurance is very complex, so this means that the wording used in policy terms and conditions can be fairly complicated.”

So anyone worried that they do not understand car insurance can at least know that they are not alone, though the advice is to always read the small print, so that everyone knows what they are covered for.

Source: SwiftCover.com Press Release